Personal Jewelry Insurance by Jewelers Mutual Group
Jewelry warranty is not enough. Understand the difference between jewelry/manufacturing warranties and jewelry insurance.
*Jewelers Mutual Group has provided some of the content on this page. The four-digit jeweler code: 4466 is already entered when you click on the link to request your free no-obligation quote directly from Jewelers Mutual using one of the buttons below.
Protect your purchase with the jewelry insurance experts.
We’ve collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even disappearance. Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry.
Beyond Quality: The Essential Safety Net of Jewelry Insurance
Buying high-end jewelry without insurance is akin to purchasing a brand-new car without auto insurance. In the event of an accident, a well-built car may suffer minimal damage due to its superior manufacturing quality, whereas others might experience significant issues. Occasionally, manufacturing defects in cars can lead to recalls, an action not seen in the jewelry industry. This highlights why it’s crucial to research and read reviews about the jewelry company you plan to buy from. Advertisements and grand displays of diamond settings do not guarantee quality; it’s the stringent quality control and real customer reviews that provide insight into the actual quality of the jewelry.
Similarly, even with the best car from a top manufacturer, auto insurance remains essential for peace of mind in case of accidents. The same applies to jewelry. Introducing jewelry insurance is not a reflection of our jewelry's quality or an implication of its inadequacy. Our pieces come with a warranty against manufacturing defects, yet we recognize that unforeseen events can occur.
We know our customers put a lot of investment and trust in our company, so we want to take care of our customers by educating them on any available resources to help them avoid unforeseeable incidents when their jewelry experiences issues not covered under the manufacturing defect warranty. Our aim is to inform our customers about the availability of jewelry insurance, which many may not be aware of until it’s too late. Offering this education and resource is part of our commitment to ensuring our customers have the opportunity to fully protect their treasured items.
How much does jewelry insurance cost?
A policy from Jewelers Mutual typically costs 1-2% of the jewelry's value per year and checking how much it will cost you takes less than a minute.
Jewelers Mutual Insurance Company has over 10,000 5-stars customer review.
For over 100 years, Jewelers Mutual has been offering jewelry protection from loss, damage, theft and
even disappearance. Your most prized jewelry possessions don’t simply reflect light, they are reflections
of you and of life’s most important moments. When you’re covered by Jewelers Mutual, you have the
ability to wear your jewelry without worry.
If you have any questions about insuring your jewelry with Jewelers Mutual, please email personaljewelry@jminsure.com or call them at 888-884-2424. Make sure to enter my four-digit jeweler code: 4466 when requesting your free no-obligation quote directly from Jewelers Mutual.
By clicking the button above, you move to a Jewelers Mutual website and authorize Jewelers Mutual to securely obtain and save details of your purchase for the purpose of calculating a no-obligation insurance quote. Retrieved information may include your name and address. Some of the content of this page is provided by Jewelers Mutual. Bespoke Brilliant is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Any coverage is subject to acceptance by the insurer and to policy terms and conditions. *Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec). Must be at least 18 years of age to apply for insurance. Although Bespoke Brilliant may offer opinions to consumers about the importance of protecting their purchases, Bespoke Brilliant is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or license insurance agent. Coverage is subject to the provisions, limitations, exclusions and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policy holders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.